Internet access in the world is being reached in almost every city and village today. As a result, more and more people are joining the Internet. With the help of smartphones, users are able to use the internet easily. However, if users are not alert then they can be victims of phishing, hacking and online fraud.
Many people may lose their money as well. In order to get rid of such cyber threats, government institutions such as cyber-income tax departments and banks send emails to protect the user’s financial statements, in which information about how to avoid cyber attacks. If you can not see these e-mails, here we are telling you how to avoid cyber threats like phishing and hacking. But first of all, we know what is phishing after all.
Learn what happens in phishing
Under phishing, hackers send fake e-mails to users by making a fake ID of any company or government person. This hacker’s attempt is to ensure that the user shares his password and credit or debit card details with him. Hackers in India do fraud in two ways through first e-mail and another via SMS.
In this, hackers make public and bank-like fake websites. Then e-mails to users, which says that if the user does not renew his card, he will be closed. In such a way, a link is given in the mail, which the user receives when he clicks on a Fake website. After this, the user is asked to download the anti-virus firmware given in the Warning pop-up message, which is actually a malware. As soon as the user downloads that malware, the hacker gets access to his computer and he starts scanning your computer remotely. From this, hackers hack the user’s financial data such as bank account, debit/credit card, and personal photos. They are sold online. Also, money is also sought from the user to return them.
Note: Keep in mind that no bank or IT official asks for your debit and credit card details on official SMS, email and phone calls.
Second way :
In this, SMS is sent to the user’s phone in which information is given about debit card cancellation. These messages are sent in the English language so that they are exactly like the message of the bank. Some people also ask the user to provide bank account information as an income tax officer, so that they can return IT returns. Both of them are asked to give OTP to the user. As soon as the user receives an OTP receipt, the hacker calls them and takes the OTP. Before that, the user gets the money cut from his bank account via some known OTP.
Keep yourself safe from online fraud like this :
1. Google issued a new anti-phishing security check for iPhone and iPad users.Through this, if users click on any phishing e-mail from the Gmail app in the phone, they will have the warning message.
2. Your computer and phone should have a good anti-virus software.
3. Google continues to release anti-phishing security patches. Always keep your Gmail app (Android and iOS) up to date.
4. Do not respond to the confusion of any unknown person. Also do not click on the link provided in it.
5. If you have downloaded a file from a mail, then scan it with a good anti-virus app.
6. If the email is not related to your personal and business work, then you can spam and block it.
7. Keep in mind that your mobile number will be registered with your bank, so that every transaction information will be sent through your message.
8. Never open any websites that are without https URL.
9. Never share your user ID, password, OTP, URN, debit card grid value to anyone. No bank or IT official asks you for this information.